Medical Insurance
Protect your family’s health and finances with comprehensive medical insurance. Coverage includes quality healthcare and financial planning support, so you can focus on spending time with your loved ones. Don’t worry about high medical bills – our plan covers routine check-ups and unexpected emergencies. Invest in your family’s future with our top-tier benefits program.
Highlights
- Affordable & Tailored
- Guaranteed Issue
- Multiple Plans & Robust Coverage
Monthly Medical Rates:
Employee | EE + Spouse | EE + Children | Family |
|---|---|---|---|
$224.55 | $718.51 | $583.79 | $1,122.69 |
This plan is portable which allows you to take it with you even when you no longer work at your position.
Coverage under this plan is guaranteed issue; no medical exams or tests are needed to enroll.
Tier 1 (Generic): $20 retail / $60 mail order
Tier 2 (Preferred brand): $50 retail / $150 mail order
Tier 3 (Non‑preferred brand): $75 retail / $225 mail order
Tier 4 (Specialty): 20% coinsurance (must use designated specialty pharmacy)
In‑network (participating) providers: $2,500 individual / $5,000 family
Out‑of‑network (non‑participating) providers: $5,000 individual / $10,000 family
In‑network: $8,550 individual / $17,100 family
Out‑of‑network: $25,650 individual / $51,300 family
Yes. Preventive services (e.g., screenings, immunizations) are covered at 100% with no cost‑sharing before you hit the deductible.
No. You can self‑refer to any specialist without prior approval.
